What is an A.B.L.E. account?

An ABLE Account (Achieving a Better Life Experience) is a tax-advantaged savings and investment account for individuals with disabilities and their families. Its primary purpose is to allow you to save money without losing eligibility for needs-based government benefits like SSI or Medicaid.

As of January 1, 2026, there have been major updates to eligibility that significantly expand who can open these accounts.